About Us
Get to know your team
Hyrum Smith, PhD, CFP®, CPA
Owner/Senior Advisor
Hyrum graduated with his PhD in Personal Financial Planning from Texas Tech University, and holds a MBA from the University of Utah and a B.S. in accounting from Utah State University. He is also a Certified Public Accountant (CPA) and a CERTIFIED FINANCIAL PLANNER™ professional. He has been serving clients and managing advisory firms for over 10 years. Hyrum has over 15 years of experience teaching, first at Virginia Tech and then at Utah Valley University’s (UVU) nationally ranked financial planning program where he was awarded the Most Outstanding Professor of Year in UVU’s Woodbury School of Business. He loves to use his passion for teaching to simplify complicated financial topics for others, so they feel more empowered in what they do. He also is currently serving on Utah’s my529 Investment Advisory Committee.
Hyrum enjoys spending available time with his family and cheering on Melissa in her home projects, going on hikes, trying to keep up with his children on half marathon runs, attending musical concerts, or catching a great Yankees game with his family!
Mark Cherrington, CFA®
Investment Director
Mark has an MBA, with an emphasis in Finance, and a Bachelor’s in Business Management both from Brigham Young University. He is also a Chartered Financial Analyst (CFA®) Charterholder. Mark has taught at Utah Valley University for over 7 years, including courses of Principles of Finance, CFA® Preparation, Investment and Portfolio Analysis, and Python Programming for Finance. Prior to teaching, Mark’s career included positions at Intermountain Healthcare, Nelson Brothers Professional Real Estate, and Zions Bank. While at Intermountain Healthcare, Mark worked as an Investment and Treasury Manager working with the company’s pension fund, corporate investment portfolio, and foundation assets.
Mark loves spending time with his wife and five children. His interests include playing pickleball, wake surfing and sports in general.
Wyatt Livingston, CFP®, AFC®
Advisor
Wyatt graduated from Utah Valley University (UVU) in 2024 with a degree in Personal Financial Planning and a minor in business management. Wyatt has enjoyed the application of personal finance in his life and has a passion for helping others reach their own financial goals and pursuits. While at UVU, he served in leadership for the personal financial planning student association and recruited students to the university through the honors program.
Outside of work, Wyatt can be found golfing and playing pickleball. He enjoys the outdoors and backyard BBQ games such as spikeball and cornhole.
Quincey Hansen
Associate Advisor
Quincey is a graduate from the personal financial planning program at Utah Valley University (UVU). She was first inspired to study financial planning by attending UVU’s Financial Planning Academy for high school students, where she was awarded the Charles Schwab Scholarship.
During her free time, Quincey loves to spend time with her family and friends. She loves to dance, and has been instructing dance for the past 6 years. Quincey is excited to be helping others find financial success.
Jacob Rich
Operations Director
Jacob is an Operations Director committed to empowering individuals and teams by providing tools and systems needed to help them succeed. He has a Bachelor’s degree from Utah Valley University in Personal Financial Planning and over 10 years of experience in financial planning, operations, and client support.
Jacob and his husband enjoy home projects, caring for their yard, and traveling.
Melissa Smith
Client Experience Director
Melissa graduated from Utah State (go Aggies!) in Elementary Education. She loves supporting and cheering on Hyrum and their 5 children in their pursuits and enjoys finding good deals and creating beautiful things — whether it be wallpapering a room, a bouquet from the garden, a sourdough loaf, or giving new life to a yard sale or marketplace find. Melissa plays the violin in local community productions, and loves to hike, serve at church, and be involved with teacher appreciation at the high school. She is excited to get to know clients and to help them feel appreciated and part of the Livet family.
Cindy Allred
Client Services Associate
What brings Cindy the most happiness is serving and helping others in her family, her church, and her community. She graduated from BYU-Idaho with a degree in Business and Human Resource Management. She has four adult children and eight grandchildren. Cindy and her husband live on a small farm raising fainting goats and growing alfalfa. She also loves spending time with her kids and grandkids, traveling, hiking, and working at Livet Wealth.
Hailey Smith
Intern
Hailey is a student in BYU’s accounting program.